:root{--ink:#17364a;--ink2:#244d63;--gold:#b58a45;--sand:#f4efe6;--paper:#fbfaf7;--white:#fff;--muted:#66757e;--line:#dcd4c7;--shadow:0 18px 45px rgba(23,54,74,.12);--radius:22px;--max:1180px;--serif:Georgia,"Times New Roman",serif;--sans:Inter,Arial,sans-serif}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:var(--sans);color:var(--ink);background:var(--paper);line-height:1.65}img{max-width:100%;display:block}a{color:inherit}.container{width:min(calc(100% - 40px),var(--max));margin:auto}.site-header{position:sticky;top:0;z-index:20;background:rgba(251,250,247,.94);backdrop-filter:blur(12px);border-bottom:1px solid rgba(181,138,69,.22)}.header-inner{min-height:82px;display:flex;align-items:center;justify-content:space-between;gap:28px}.brand img{width:238px;max-height:58px;object-fit:contain}.nav{display:flex;gap:22px;align-items:center;font-size:.94rem}.nav a{text-decoration:none}.nav .btn{padding:11px 17px}.hero{min-height:640px;display:grid;align-items:center;background-size:cover;background-position:center;position:relative;color:white}.hero:before{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(12,36,50,.88),rgba(12,36,50,.56) 54%,rgba(12,36,50,.12))}.hero .container{position:relative}.hero-content{max-width:720px;padding:95px 0}.eyebrow{text-transform:uppercase;letter-spacing:.18em;font-size:.78rem;font-weight:700;color:var(--gold)}h1,h2,h3{font-family:var(--serif);line-height:1.12;margin-top:0}h1{font-size:clamp(2.7rem,6vw,5.6rem);font-weight:500;margin-bottom:24px}h2{font-size:clamp(2rem,4vw,3.6rem);font-weight:500;margin-bottom:18px}h3{font-size:1.5rem}.lead{font-size:1.22rem;max-width:680px}.actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:30px}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border-radius:999px;padding:14px 22px;text-decoration:none;font-weight:700;border:1px solid transparent;transition:.2s}.btn-primary{background:var(--gold);color:white}.btn-primary:hover{transform:translateY(-2px);box-shadow:0 12px 28px rgba(181,138,69,.28)}.btn-secondary{border-color:rgba(255,255,255,.7);color:white;background:rgba(255,255,255,.08)}.btn-light{background:white;color:var(--ink);border-color:var(--line)}.section{padding:92px 0}.section-tight{padding:65px 0}.section-sand{background:var(--sand)}.section-ink{background:var(--ink);color:white}.section-head{max-width:760px;margin-bottom:44px}.grid{display:grid;gap:24px}.grid-2{grid-template-columns:repeat(2,minmax(0,1fr))}.grid-3{grid-template-columns:repeat(3,minmax(0,1fr))}.grid-4{grid-template-columns:repeat(4,minmax(0,1fr))}.card{background:white;border:1px solid rgba(181,138,69,.18);border-radius:var(--radius);padding:30px;box-shadow:var(--shadow)}.card h3{margin-bottom:10px}.card p:last-child{margin-bottom:0}.icon{width:58px;height:58px;border-radius:50%;display:grid;place-items:center;background:var(--sand);color:var(--gold);font-size:1.5rem;margin-bottom:18px}.decision-card{position:relative;overflow:hidden;min-height:320px;display:flex;flex-direction:column;justify-content:flex-end;color:white;background-size:cover;background-position:center}.decision-card:before{content:"";position:absolute;inset:0;background:linear-gradient(0deg,rgba(12,36,50,.92),rgba(12,36,50,.08))}.decision-card>*{position:relative}.decision-card a{margin-top:12px;font-weight:700}.split{display:grid;grid-template-columns:1.05fr .95fr;gap:58px;align-items:center}.split-image{border-radius:var(--radius);min-height:500px;object-fit:cover;box-shadow:var(--shadow)}.steps{counter-reset:step;display:grid;gap:18px}.step{counter-increment:step;background:white;border-left:4px solid var(--gold);padding:20px 22px;border-radius:0 16px 16px 0}.step:before{content:counter(step,decimal-leading-zero);font-weight:800;color:var(--gold);margin-right:14px}.quote{padding:38px;border-radius:var(--radius);background:white;border:1px solid var(--line);font-family:var(--serif);font-size:1.55rem}.notice{padding:22px;border-radius:16px;background:#fff8e9;border:1px solid #ead3a5}.cta{border-radius:30px;padding:52px;background:linear-gradient(135deg,var(--ink),var(--ink2));color:white;display:flex;align-items:center;justify-content:space-between;gap:30px}.cta h2{margin-bottom:8px}.faq details{background:white;border:1px solid var(--line);border-radius:14px;padding:18px 22px;margin-bottom:12px}.faq summary{font-weight:700;cursor:pointer}.form-shell{background:white;border-radius:var(--radius);padding:34px;box-shadow:var(--shadow)}label{display:block;font-weight:700;margin-bottom:7px}.field{margin-bottom:18px}input,select,textarea{width:100%;padding:14px 15px;border:1px solid #cfc8bd;border-radius:12px;font:inherit;background:#fff}textarea{min-height:140px}.checks{display:grid;gap:10px}.checks label{font-weight:400;display:flex;gap:10px}.checks input{width:auto}.site-footer{background:#102f42;color:white;padding:55px 0 30px}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:35px}.footer-grid a{display:block;text-decoration:none;margin:7px 0;color:#dfe8ed}.footer-bottom{margin-top:36px;padding-top:20px;border-top:1px solid rgba(255,255,255,.15);font-size:.9rem;color:#cad7dd}.badge-row{display:flex;gap:14px;flex-wrap:wrap;margin-top:22px}.badge{padding:8px 12px;border:1px solid rgba(255,255,255,.35);border-radius:999px;font-size:.85rem}.page-hero{padding:110px 0 80px;background-size:cover;background-position:center;color:white;position:relative}.page-hero:before{content:"";position:absolute;inset:0;background:rgba(13,42,57,.72)}.page-hero .container{position:relative}.page-hero h1{font-size:clamp(2.6rem,5vw,4.8rem);max-width:850px}.breadcrumb{font-size:.88rem;margin-bottom:25px;opacity:.85}.table-like{display:grid;gap:1px;background:var(--line);border:1px solid var(--line);border-radius:16px;overflow:hidden}.table-row{display:grid;grid-template-columns:1fr 2fr;gap:20px;background:white;padding:17px 20px}.table-row strong{color:var(--gold)}
@media(max-width:900px){.nav{display:none}.grid-4,.grid-3{grid-template-columns:repeat(2,1fr)}.split{grid-template-columns:1fr}.hero{min-height:560px}.cta{display:block}.footer-grid{grid-template-columns:1fr 1fr}.grid-2{grid-template-columns:1fr}}
@media(max-width:620px){.container{width:min(calc(100% - 24px),var(--max))}.section{padding:66px 0}.grid-4,.grid-3{grid-template-columns:1fr}.hero-content{padding:72px 0}.actions .btn{width:100%}.footer-grid{grid-template-columns:1fr}.cta{padding:34px 24px}.brand img{width:190px}.table-row{grid-template-columns:1fr}}